Monday, November 16, 2009
I thought I'd share the little clutch I made one afternoon to hold our envelopes for our cash only system. Not my best sewing job, but it serves the purpose and it's made out of my favorite Amy Butler (fabric) line.
So at the beginning of the month we set the budget, stuffed the envelopes, and we're set. We fully expect for this first month to be a trial budget-do any of us have a perfect month? I expect that we'll tweak it for a couple more months. What I'm loving is it's a)an old fashioned tried and true method, and b)when the money's gone, its gone, so spend wisely.
We're also working on the baby emergency fund (not the fully funded one of 3-6 months of income). That goal is $1000. I've been listing on Craigslist and just pulled in $70 by going through the garage and getting arid of (sigh) baby items. Some of the baby stuff is hard to sell since that really marks the end of Philly babies. I've still got a few things to sell on CL, so it should get us there combined with some savings by our goal of 12/31 or sooner.