I suppose a bit of reflection is needed at times. If you know me well, you know that I'm not really in to how something feels. I'm no Spock, mind you, I just tend to press on and try live my life well and honor God. When you are in debt, you have to look at what got you there.
Some of our debt came after losing our daughter, Rose. It was emotional spending. I felt bad that our other two children had to go through losing a sister and have two grieving parents to deal with. That doesn't make for good spending decisions.
Other debt was just looked upon as "good debt". Student loan, home equity, and an airline miles credit card. Well, when you add it up, it gets pretty large. You realize all of a sudden in your mid-thirties that you've had that student loan since you were 21! You really want that hanging around like a best friend? I don't! I hate it. I'm even considering flying to Killeen, TX and taking that last payment in cash (when that day comes) to Sally Mae's offices! Ha! We'd take pictures, make a toast and then fly back home. That will be a joyful day.
What we're doing is not about any journey. That word provokes thoughts of peacefully floating along going wherever to me (or this). We are on an all out attack (I like the analogy of a race well run-it's a Philly family theme that started from the day we met) to trash this debt and leave it in the dust, never to return. We are not simply going from one place to another. There's a plan with goals all along the way.
So, that's it for now. I'm done reflecting and am dealing with the task at hand-finishing the mini emergency fund. Fund total: $519. $481 to go by our goal of 12/31 (which just also happens to be Rose's birthday).