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Wednesday, January 26, 2011

Cute Cash Envelope System




I just wanted to send a thank you to the ladies at New Creation Fellowship!  They bore with me as I presented info on getting out of debt and how to save on the grocery budget at the women's retreat last Saturday.  I was nervous, but excited to share, and of course I forgot some of my points, but I hope I was some help!

Anyway, I wanted to thank Denise K. for the project she put together for those of us that want to use the cash envelope system (or these bound envelopes can be used to organize coupons).  There's also a tutorial from Kelleigh Ratzlaff Designs on how to make your own with scrapbook paper, just click here.  I'm so thrilled to actually have a pretty way to spend my money (as much as I dislike spending it!).  It sure beats my ratty envelopes with scribbled notes on them.

thanks Kelleigh Ratzlaff Designs, Denise K. and NCF

8 comments:

  1. I absolutely LOVE these, everything about them is so cute!

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  2. Oh my goodness - I love those too! :-)

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  3. Ah! You're welcome!! Thanks for mentioning me! And, your envelopes look adorable!

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  4. Kelleigh, you're one talented lady! Thanks for sharing your gifts with everyone. I enjoy tooling around your blog:)
    ~Kris

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  5. Kris, hey I have a question for you. My hubbie and I are trying to use the envelope system and are not doing to well. I guess my question is are you constantly going to the bank to replace money you debit. I don't want to carry around our envelopes. I am starting to think its not worth it. Any suggestions? Thanks

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  6. I don't go to the bank a lot, but I do have to go whenever I make an online purchase. How do you budget? We budget down to zero-which all that means is we have a place in our budget for every dollar we make.

    The ONLY thing I use my debit card for is gas and online purchases. So that means getting out a lot of money out at the beginning of the month. Most of our bills are on billpay, too.

    I don't carry all of our envelopes around. Grocery (of course!), gifts, clothing and restaurant is what I usually keep with me. It can backfire, like if I need to pick up something for house repairs and I don't have that envelope with me, so I either don't buy it or just use from the 'wrong' envelope and reconcile it when I get home. Hope that helps! Don't give up on it-we have found it (besides making a budget and sticking to it) to be a huge money saver for us-so much harder to part with that hard-earned cash than a debit card. Makes you think a bit more before you buy:)

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  7. Kris, thanks we won't give up, it's the gas and groceries that seem to keep getting debited so I'm always running to the bank with is a pain. I think we just need to leave the gas money in the checking. It is just a little trial and error to get it to work for us.

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  8. Good! I know it can be frustrating when it doesn't seem like it's working out like it should. We've had months like that, and I just keep looking forward to the next month and learn from the mistakes we've made. I know if I don't get the budget done early and get that money out on pay day the chances things will get messed up for us is a lot higher:)

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